api


Freeze money in Visa / Mastercard cards


Is it possible to freeze money on the card, before buying.
And after delivery of the goods, write off the money from the user's card.
Is it possible to implement such functionality through API?
Thanks for any information :)
In the payment processing world, "Freezing" money on a card is called Authorization and "Write off" is called Capture.
The timeframe, from the time of authorization, in which capturing the funds is allowed usually depends on the card brand and your payment provider API limitations.
Many payment providers offer the ability to authorize funds prior to capture, and generally speaking, the time period for capturing the funds after authorization is 3-10 days.

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